New Car Buying Tips To Guide You In Buying A New Car

    Find more new car buying tips in this page. Before you got here, you've learned that buying a car should be dictated more by your circumstances. Never visit any dealership on a whim. Impulse buying can be costly. And there can be other ways to buy a new car. Like buying from internet car sites such as It's also great to buy from a third-party like your aunt or uncle and in doing so, there's a likelihood that they won't be acting just like dealers. Sometimes they would like to just unload a car to buy another. Just make sure that they do take good care of their cars. Ask for a record of their scheduled car maintenance.

    Now, the preparation is over and you're now actually ready to set foot in a dealership. If not, here's a checklist of new car buying tips:

    1. Obtain a credit report. By law, you are allowed to request a free credit file disclosure, commonly called a credit report, once every 12 months from each of the nationwide consumer credit reporting companies: Equifax,Experian and TransUnion

    With this report, you'll find out whether you have late payments or if you are current but they won't give you your credit score.

    If you just graduated from college, these new car buying tips will be helpful to you. You are new to your job (less than 6 months) and haven't yet established your credit, it might be best to wait to build your credit before applying for a car loan. If you applied for a car loan prematurely, one reason for rejection is that your income didn't meet the creditor's minimum requirement or you may not have worked at your current job long enough. Such problems with credit can be resolved with time. Either you could wait for a salary increase and then reapply, or simply apply to a different creditor. If you decide to reapply, it is best to wait at least 6 months before making each new application. This is because credit bureaus record each inquiry about you. And, some creditors may deny your applications if they think you are trying to open too many new accounts too quickly.

    If your credit score is low, the table below illustrates why it's important to have a good credit when applying for a car loan. This site's new car buying tips should help you save hundreds, if not thousands of interest charges. If your credit score is 619 and below, the difference between the APR (Annual Percentage Rate) between it and the value next above it is more than 2 points.

    FICO ScoreAPR

    More New Car Buying Tips

    2. Decide on what car to buy, compare its price, options and features and other new car buying tips among different sites online, such as My Auto

    3. Obtain a new car loan approval. You can go to My Auto

    More new car buying tips:

    4. Get new car Extended Warranty quotes. After the manufacturer's warranty expires on your vehicle, you have nothing to protect yourself from expensive vehicle repairs. An extended auto warranty assures that parts, labor, and sales tax (if applicable) required for replacement or repair of covered parts in your vehicle will be paid. It's usually cheaper to get the Extended Auto Warranty online than to buy it at car dealerships.

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When Buying a New Car:

Step #1: First Things First.
Step #2: These Websites Will Give You Unbelievable Saving$$.
Step #3: More Car Buying Guide for Painless Car Buying.
Step #4: A Checklist Before You Finally Go To A Car Dealer.
Step #5: It's Time To Make An Offer That The Dealer Can't Refuse.
Step #6: Before You Buy, Consider This.
Step #7: You're About To Finalize The Deal - A Word Of Caution!
Voila! - A New Car

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